Public liability for DJs offers protection if you are liable for an accident that causes damage to a venue or injury to a third party while you are working.

For example, if someone trips over your wires while you are gigging, or if you cause electrical damage to the venue. Without a public liability policy in place, you could have to pay for the repairs or any compensation awarded.

We offer public liability insurance with up to £5 million of cover, giving you complete peace of mind and leaving you to focus on what you’re good at – getting people on the dance floor.

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As DJs tend to have some very expensive kit, it makes sense to make sure it is all protected against accidental damage and theft.

Our technical and portable equipment insurance can protect up to £50k worth of software, electronics and recording kit, with short term and worldwide options available.

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Professional indemnity insurance protects your reputation. As a freelancer, you will no doubt have clients and contracts that are important to your business.

If one of them makes a complaint against your work, a professional indemnity policy will pay for your legal fees, compensation and damages.

Get a quote

Public liability for DJs offers protection if you are liable for an accident that causes damage to a venue or injury to a third party while you are working.

For example, if someone trips over your wires while you are gigging, or if you cause electrical damage to the venue. Without a public liability policy in place, you could have to pay for the repairs or any compensation awarded.

We offer public liability insurance with up to £5 million of cover, giving you complete peace of mind and leaving you to focus on what you’re good at – getting people on the dance floor.


As DJs tend to have some very expensive kit, it makes sense to make sure it is all protected against accidental damage and theft.

Our technical and portable equipment insurance can protect up to £50k worth of software, electronics and recording kit, with short term and worldwide options available.


Professional indemnity insurance protects your reputation. As a freelancer, you will no doubt have clients and contracts that are important to your business.

If one of them makes a complaint against your work, a professional indemnity policy will pay for your legal fees, compensation and damages.


DJ Insurance cover limits

Not sure how much cover you would need or how much you need to pay for insurance? Take a look at the table below for some examples of DJ insurance cover and premium costs.**

Base Insurance

Additional Insurance

Duration

Price*

£2m

Public liability cover

£10k

Equipment cover UK and EU

1

Week

£73.92

£1m

Public liability cover

£5k

Equipment cover UK and EU

1

Year

£140

£5m

Public liability cover

£5k

Equipment cover worldwide

1

Year

£252

£3m

Public liability cover

£50k

Equipment cover UK and EU

3

Months

£462

Your profession, your project, your protection.

Create starts with core covers of public liability or equipment insurance. You can then choose to add on extras to suit you.

 
Project involving people? Protect those around you with up to £5m public liability cover. Complaints, court fees and compensation claims can be expensive and time consuming, so it is a good idea to get cover if you’re working with the public. Some businesses, events and clients may even request it as part of working with them.
 
Professional indemnity insurance protects you against unhappy clients. If your work, product or advice has not met their expectations, a client may raise a claim against you. A professional indemnity policy would cover you for legal expenses, court fees and any compensation costs that may arise, subject to terms and conditions of your policy.
 
 
 
Equipment insurance covers your important kit, tools and devices against theft, loss and accidents. So, if you accidentally leave your tripod on a train or have a mishap with your make up kit, it's a good idea to insure the things you need to do your job.
 
If you employ other people to work on your projects, you should consider employers’ liability. Whether you employ a camera assistant or makeup artist, if you have hired them then you have a responsibility for their safety at work. Employers’ liability insurance protects your business, for example, if an employee files a claim against you because they were injured or have a dispute as a result of working for you.
 
 

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Specialist DJ Insurance

As a DJ it is important that you have cover in place not just to protect you and your equipment, but also your audience and the venue you are playing. A lot of venues will only hire DJs that have the right insurance in place – so it’s critical that you get the right cover.

At Create Insurance we provide instant cover tailored to your needs. You can request a quote in minutes – whether you need mobile DJ insurance for one night or for the whole year. You can choose from a range of key covers to create a DJ insurance policy that is right for you, including:

Public liability insurance

Public liability insurance is extremely important for DJs, as it offers protection in case property is damaged or someone is injured because of your business.

With Create you can set your own level of public liability insurance, from £1 million to £5 million, so you are in control of how much cover you pay for.

DJ equipment insurance

Equipment insurance is another important consideration for DJs, as it provides protection against the loss or accidental damage of your mobile disc jockey equipment. That could include your decks, mixers, amps, speakers, lights, and any other expensive bit of a kit you use when DJing.

We offer DJ equipment cover up to £50k to make sure all of your important equipment is covered against any accidents or theft.

Get in touch

Address

AGM House
3 Barton Close
Grove Park, Enderby
Leicester
LE19 1SJ

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