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From photographers to makeup artists, we asked creatives what they’d like to see in self employed insurance. Here are a few reasons Create is worth shouting about.
Lost lens, missing make up or stolen sound equipment? Report claims, submit receipts and add evidence online.
Only need us for a week? No problem. Choose project-by-project insurance, with annual or short term options.
Chasing invoices and organising accounts is never fun. Explore prices from £3.74 a month with no hidden fees.
All policies come with access to a 24/7 legal helpline to assist in the day-to-day running of your business.
Photoshoot in Florence? Catwalk in Canada? Get the right cover for your project with worldwide insurance.
Fashion photographer and wedding videographer? Create flexible insurance to suit your forward-slash.
Create starts with core covers of public liability or equipment insurance. You can then choose to add on extras to suit you.
Project involving people? Protect those around you with up to £5m public liability cover. Complaints, court fees and compensation claims can be expensive and time consuming, so it is a good idea to get cover if you’re working with the public. Some businesses, events and clients may even request it as part of working with them.
Professional indemnity insurance protects you against unhappy clients. If your work, product or advice has not met their expectations, a client may raise a claim against you. A professional indemnity policy would cover you for legal expenses, court fees and any compensation costs that may arise, subject to terms and conditions of your policy.
Equipment insurance covers your important kit, tools and devices against theft, loss and accidents. So, if you accidentally leave your tripod on a train or have a mishap with your make up kit, it's a good idea to insure the things you need to do your job.
If you employ other people to work on your projects, you should consider employers’ liability. Whether you employ a camera assistant or makeup artist, if you have hired them then you have a responsibility for their safety at work. Employers’ liability insurance protects your business, for example, if an employee files a claim against you because they were injured or have a dispute as a result of working for you.
Create the right insurance package for you and get a quote today
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From discounted fitness devices to Amazon Prime, Vitality is the life insurance that rewards you for a healthy lifestyle. We’ve partnered with Vitality because we believe that they can offer Freelancers some great services, and you can receive some fantastic rewards too!
Find out moreCreate Insurance is a trading name of BHIB Limited. Registered office is AGM House, 3 Barton Close, Grove Park, Enderby, Leicester LE19 1SJ. BHIB Limited is registered in England and Wales number 829660. Authorised and regulated by the Financial Conduct Authority under registration number 116675. For more details you can check the Financial Services Register by visiting www.fca.org.uk. We are covered by the Financial Ombudsman Service. You can find out more at www.financial-ombudsman.org.uk.
*All premiums quoted include Insurance Premium Tax (IPT) at the prevailing rate
**Examples on this page are for illustrative purposes only and are based on the assumption of purchasing certain products and levels of cover
***Any insurance payments are subject to the terms and conditions of your policy
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