1. Participation in this promotion is deemed acceptance of these Terms and Conditions and by making a referral you agree to be contacted by your email address
  2. This promotion is being provided by BHIB Limited, under the trading name of Create Insurance. BHIB Limited has its registered office address at AGM House, 3 Barton Close, Grove Park, Enderby. Leicester, LE19 1SJ.
  3. This promotion is only open to policyholders of Create Insurance, as at the time of any referral being made.
  4. You can refer someone known to you, who are ‘freelancers’ but do not already hold a current policy with Create Insurance. A unique code will be given to any referrer by which they can obtain the benefit of this promotion. A unique code will be emailed to a referee on request. You will only be eligible for a referral reward if your referred person uses your unique code.
  5. To be eligible for a £20 Amazon voucher, the referred individual must purchase an annual Create Insurance policy, within the period of this promotion (see below).
  6. You, and the referred individual, will only be eligible for the Amazon voucher three months after your referred individuals policy start date, provided they haven’t cancelled their policy within the first 3 months after inception, and their premium payments are fully up to date.
  7. If the referred individual cancels their policy or stops paying their monthly premium before the third consecutive month, you or your referred individual will not be eligible for a £20 Amazon voucher.
  8. This promotion is limited to one £20 Amazon voucher for the referrer and one £20 Amazon voucher for the referred individual for each policy purchased. This is in respect of a Create Insurance policy purchased by the referred individual after the offer start date, but within the period of this promotion (see below).
  9. Any voucher reward will be limited to 10 referrals per Create policyholder, any further referrals will require a further discussion between Create and the referrer.
  10. The ’Refer a Friend’ promotion will end on the 31st December 2021 and will be reviewed at this point. However Create Insurance reserves the right to withdraw or amend the terms of this promotion at any time without prior notice.
  11. There is no cash alternative and the voucher cannot be redeemed for cash. Any vouchers will be issued via email within 40 days after the 3rd month of the policy being active.
  12. The voucher shall not be transferable or be made available for re-sale by the recipient.
  13. Any vouchers provided under this promotion will be subject to Amazon’s own terms and conditions (which are different from ours). They will be made available to you at the point when your voucher is sent to you via email.
  14. BHIB Limited does not accept any responsibility or liability under or in connection with these terms and conditions (including without limitation as a result of technical fault, computer or electronic malfunction, or incomplete, illegible, lost or fraudulent entries).

The promotion shall be governed by the laws of England and Wales.

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AGM House
3 Barton Close
Grove Park, Enderby
LE19 1SJ

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