Types of cover

Sound equipment insurance

Your sound equipment is essential for you to do your job, so should be protected against theft, loss and accidental damage. Get insurance for your laptop, headphones, mixing boards, microphones, leads and any other kit you need to do your job.

We can provide equipment cover up to £50k and you can adapt your cover for extra job roles, contract requirements or upcoming projects.

Employers’ liability insurance

If you are a small business with even just one employee, then Employers’ Liability insurance is a legal requirement.

This can cover any compensation pay-outs arising from a claim against your business from an employee.

Public liability insurance

Public liability insurance for sound engineers can protect you if you are blamed for an injury to a third party or damage to their belongings. For example, this could be a member of the public tripping over a wire or your equipment falling over and damaging a building

At Create, our public liability insurance for creative professionals starts at £84 a year for £1m cover, with options up to £5m.

Annual or short-term cover

Next project only lasting a few days? Just need insurance for a month? Our short term insurance means you can tailor the protection for your project.

Our public liability insurance can be bought for just one day, if that’s all you need it for. To give you an idea, you can purchase £1m public liability for a week for £28.

Professional indemnity insurance

Professional indemnity insurance protects your reputation. As a freelancer, you will no doubt have clients and contracts that are important to your business.

If one of them makes a complaint against your work, a professional indemnity policy will pay for your legal fees, compensation and damages.

UK + Worldwide cover

As well as providing cover for those based and working in the UK, you can also buy insurance to cover you if you are working overseas.

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