Create Insurance

Insurance for
Musicians, Bands and Singers

Instant cover tailored to musicians, bands, singers and other performers – Public Liability, Equipment Cover and more.

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dj decks audio

Why you should choose Create:

With over 50 years in insurance behind us, we’ve teamed up with Hiscox to create insurance for music, audio and sound specialists, whatever your favourite song.

We provide public liability for musicians with flexible cover levels from £1m to £10m. You can also cover your essential music equipment up to a value of £50k and customise your cover for extra job roles, contract requirements or latest project.

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Don’t be a broken record.

From speakers to snake cables, we can cover your kit and accessories as well as hired-in equipment.

Our technical and portable equipment insurance can protect up to £50k worth of musical instruments, software, electronics and recording kit – with short term and worldwide options available.

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We’ll help you face the music.

Public liability insurance for musical professionals protects you if you are blamed for injury to a person or damage to their belongings.

At Create, our public liability insurance for professional freelancers starts at £84 a year for £1m cover, with options up to £5m.

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Getting back on track.

Professional indemnity insurance protects your reputation. As a freelancer, you will no doubt have clients and contracts that are important to your business.

If one of them makes a complaint against your work, a professional indemnity policy will pay for your legal fees, compensation and damages.

Get a quote

With over 50 years in insurance behind us, we’ve teamed up with Hiscox to create insurance for music, audio and sound specialists, whatever your favourite song.

We provide public liability for musicians with flexible cover levels from £1m to £10m. You can also cover your essential music equipment up to a value of £50k and customise your cover for extra job roles, contract requirements or latest project.

Don’t be a broken record.

From speakers to snake cables, we can cover your kit and accessories as well as hired-in equipment.

Our technical and portable equipment insurance can protect up to £50k worth of musical instruments, software, electronics and recording kit – with short term and worldwide options available.

We’ll help you face the music.

Public liability insurance for musical professionals protects you if you are blamed for injury to a person or damage to their belongings.

At Create, our public liability insurance for professional freelancers starts at £84 a year for £1m cover, with options up to £5m.

Getting back on track.

Professional indemnity insurance protects your reputation. As a freelancer, you will no doubt have clients and contracts that are important to your business.

If one of them makes a complaint against your work, a professional indemnity policy will pay for your legal fees, compensation and damages.

Get a quote

What insurance might musicians like me choose?

Not sure what insurance package would suit your music or sound specialism, timeframe or need? We got out our trusty calculators and worked out a few examples to give you an idea.**

Base Insurance

Additional Insurance

Duration

Price*

£2m

Public liability cover

£10k

Equipment cover UK and EU

1

Week

£73.92

£1m

Public liability cover

£5k

Equipment cover UK and EU

1

Year

£140

£5m

Public liability cover

£5k

Equipment cover worldwide

1

Year

£252

£3m

Public liability cover

£50k

Equipment cover UK and EU

3

Months

£462

Your profession, your project, your protection.

Create starts with core covers of public liability or equipment insurance. You can then choose to add on extras to suit you.

 

Public liability insurance

Starting from £84* a year for £1m cover
Project involving people? Protect those around you with up to £5m public liability cover. Complaints, court fees and compensation claims can be expensive and time consuming, so it is a good idea to get cover if you’re working with the public. Some businesses, events and clients may even request it as part of working with them.
 
Professional indemnity insurance protects you against unhappy clients. If your work, product or advice has not met their expectations, a client may raise a claim against you. A professional indemnity policy would cover you for legal expenses, court fees and any compensation costs that may arise, subject to terms and conditions of your policy.
 
 
 
Equipment insurance covers your important kit, tools and devices against theft, loss and accidents. So, if you accidentally leave your tripod on a train or have a mishap with your make up kit, it's a good idea to insure the things you need to do your job.
 
If you employ other people to work on your projects, you should consider employers’ liability. Whether you employ a camera assistant or makeup artist, if you have hired them then you have a responsibility for their safety at work. Employers’ liability insurance protects your business, for example, if an employee files a claim against you because they were injured or have a dispute as a result of working for you.
 
 

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Get in touch

hello@createinsurance.co.uk

Address

AGM House
3 Barton Close
Grove Park, Enderby
Leicester
LE19 1SJ

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Types of cover

Create Insurance is a trading name of BHIB Limited. Registered office is AGM House, 3 Barton Close, Grove Park, Enderby, Leicester LE19 1SJ. BHIB Limited is registered in England and Wales number 829660. Authorised and regulated by the Financial Conduct Authority under registration number 116675. For more details you can check the Financial Services Register by visiting www.fca.org.uk. We are covered by the Financial Ombudsman Service. You can find out more at www.financial-ombudsman.org.uk.

*All premiums quoted include Insurance Premium Tax (IPT) at the prevailing rate
**Examples on this page are for illustrative purposes only and are based on the assumption of purchasing certain products and levels of cover
***Any insurance payments are subject to the terms and conditions of your policy

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