Create Insurance

Insurance for Freelancers

Whether you’re in front or behind the camera, building brands from your home office or out supporting your freelance clients, we’ve got insurance for you.

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Why you should choose Create:

With over 50 years of insurance experience behind us, we’ve teamed up with Hiscox to create insurance for freelancers.

From extensive equipment insurance to protection when you’re out and about, Create can help you customise your cover for your kit, latest project or contract requirements.

Get a quote

Protect your reputation

Professional indemnity insurance help to protect your reputation. As a freelancer, you will no doubt have clients and contracts that are important to your freelance business.

If a client makes a complaint against your work, a professional indemnity policy will pay for your legal fees, compensation and damages. You can add on professional indemnity cover to your Create policy from £123.20 a year, or split the cost for £10.27 per month.

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Quick claims

A good freelancer never blames their tools. But if your equipment is broken, you might be in a predicament.

Our super simple online claims tool lets you notify us of claims and submit evidence online, making claims as painless as possible. Accidents happen, so at Create we’re on hand to help you get back on track.

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Short term solutions

Next project only lasting nine days? Just need insurance for June? No problem. Our short term insurance options mean you can tailor your protection on a project-by-project basis.

Our public liability cover and equipment insurance can be bought for just 7 days, if that’s all you need it for. To give you an idea, you can purchase £1m public liability for a week for £28.

Get a quote

With over 50 years of insurance experience behind us, we’ve teamed up with Hiscox to create insurance for freelancers.

From extensive equipment insurance to protection when you’re out and about, Create can help you customise your cover for your kit, latest project or contract requirements.

Protect your reputation

Professional indemnity insurance help to protect your reputation. As a freelancer, you will no doubt have clients and contracts that are important to your freelance business.

If a client makes a complaint against your work, a professional indemnity policy will pay for your legal fees, compensation and damages. You can add on professional indemnity cover to your Create policy from £123.20 a year, or split the cost for £10.27 per month.

Quick claims

A good freelancer never blames their tools. But if your equipment is broken, you might be in a predicament.

Our super simple online claims tool lets you notify us of claims and submit evidence online, making claims as painless as possible. Accidents happen, so at Create we’re on hand to help you get back on track.

Short term solutions

Next project only lasting nine days? Just need insurance for June? No problem. Our short term insurance options mean you can tailor your protection on a project-by-project basis.

Our public liability cover and equipment insurance can be bought for just 7 days, if that’s all you need it for. To give you an idea, you can purchase £1m public liability for a week for £28.

Get a quote

What insurance might freelancers like me choose?

Not sure what insurance package would suit your freelance need? We got out our trusty calculators and worked out a few examples to give you an idea.**

Base Insurance

Additional Insurance

Duration

Price*

£2m

Public liability cover

£10k

Equipment cover UK and EU

1

Week

£73.92

£1m

Public liability cover

£5k

Equipment cover UK and EU

1

Year

£140

£5m

Public liability cover

£5k

Equipment cover worldwide

1

Year

£252

£3m

Public liability cover

£50k

Equipment cover UK and EU

3

Months

£462

Your profession, your project, your protection.

Create starts with core covers of public liability or equipment insurance. You can then choose to add on extras to suit you.

 

Public liability insurance

Starting from £84* a year for £1m cover
Project involving people? Protect those around you with up to £5m public liability cover. Complaints, court fees and compensation claims can be expensive and time consuming, so it is a good idea to get cover if you’re working with the public. Some businesses, events and clients may even request it as part of working with them.
 
Professional indemnity insurance protects you against unhappy clients. If your work, product or advice has not met their expectations, a client may raise a claim against you. A professional indemnity policy would cover you for legal expenses, court fees and any compensation costs that may arise, subject to terms and conditions of your policy.
 
 
 
Equipment insurance covers your important kit, tools and devices against theft, loss and accidents. So, if you accidentally leave your tripod on a train or have a mishap with your make up kit, it's a good idea to insure the things you need to do your job.
 
If you employ other people to work on your projects, you should consider employers’ liability. Whether you employ a camera assistant or makeup artist, if you have hired them then you have a responsibility for their safety at work. Employers’ liability insurance protects your business, for example, if an employee files a claim against you because they were injured or have a dispute as a result of working for you.
 
 

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Get in touch

hello@createinsurance.co.uk

Address

AGM House
3 Barton Close
Grove Park, Enderby
Leicester
LE19 1SJ

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Types of cover

Create Insurance is a trading name of BHIB Limited. Registered office is AGM House, 3 Barton Close, Grove Park, Enderby, Leicester LE19 1SJ. BHIB Limited is registered in England and Wales number 829660. Authorised and regulated by the Financial Conduct Authority under registration number 116675. For more details you can check the Financial Services Register by visiting www.fca.org.uk. We are covered by the Financial Ombudsman Service. You can find out more at www.financial-ombudsman.org.uk.

*All premiums quoted include Insurance Premium Tax (IPT) at the prevailing rate
**Examples on this page are for illustrative purposes only and are based on the assumption of purchasing certain products and levels of cover
***Any insurance payments are subject to the terms and conditions of your policy

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